At Legacy Auto Credit, we focus on rebuilding our client’s credit through low-interest auto loans.
A free consultation with one of our credit experts to get started if your credit is preventing you from getting into a reliable vehicle, book!
Boost your Credit Rating
Our objective would be to transform our clients’ monetary lives by increasing their fico scores, permitting lenders and credit card issuers to think about them low-risk. We accomplish this goal through getting our customers in to the vehicle that is right restore their credit history.
Legacy Car Credit provides:
- Low-kilometre cars, to help you drive a vehicle that is reliable make low re payments
- Industry-leading car loan prices — we’ll never charge you 20-30% prices like other creditors
- 2-5 12 months term choices
- Reports to Equifax, to make sure that your credit rating improves within the term
- Detailed intends to assist you to reconstruct your credit
- Partnerships with dealer teams, to offer a selection that is large of to meet up your requirements
- Professional staff to aid with debt-restructuring through proposals and bankruptcy
- Multi-point car inspections, in lowering the opportunity of unforeseen fix expenses
- 30 Time Trade
- Free Distribution
Apply On The Web
Our credit that is easy application have the process began with certainly one of our Credit and Finance Advisors.
Our consultative method of funding will make suggestions through the credit rebuilding procedure which help you reconstruct your credit with a car loan.
After your approval, it is possible to drive away in your vehicle that time if you’d like! By way of our super easy procedure, we are going to enable you to get approved and driving right away, you want through rebuilding your credit so you can get back to living the life.
Why Is Us Various
We Have Been The Lender
We have been an in-house funding company that lends our very own cash, and that causes us to be various.
Meet The Group
At legacy Auto Credit you are able to choose whom works in your favor. Our commission that is non Credit Finance Advisors can get you authorized and explain to you car choices
Whom knew vehicles had been like pizza. You will get our rate that is low in funding anywhere in Ontario without the need to keep your property.
We’re you’ll that is sure satisfied with your purchase, however in instance you’re not simply carry it back* and we’ll allow you to trade it for the correct one. (*Some exceptions use)
Find out about auto finance, bad credit auto loans, credit recommendations & tricks, DIY together with latest in automotive news.
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What the results are if we can’t get yourself auto loan from a dealership there are certain reasoned explanations why some one may possibly not be able to get car finance from the dealership. From bad credit never to being.
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We’re devoted to causing you to a durable client and buddy.
My spouce and I had an incredible experience working with Vic, and auto credit that is legacy. Assisting us comprehend exactly exactly exactly how credit file work and just how to enhance it, making us feel confident!
Victor had been amazing! He had been really thorough explain every thing we needed seriously to understand and responded any concerns that I’d. He definitely went far above to have me another automobile. I might suggest planning to see him if you’re hunting for another car.
Vic ended up being great in getting me personally a motor vehicle that I favor and is dependable. I would, he worked very well with my income as well if I could give more than 5 stars!
Vic had been amazing to cope with exceptional interaction through the whole procedure. Wandered me detail by detail placing me personally into a motor automobile that was right for me personally! Thank you for all of your assistance
Definitely the experience ive that is best had purchasing a motor vehicle ended up being using this destination! Everybody is extremely helpfulf! Vic had been great with interaction and maintaining us up to date from the procedure and got us a motor automobile we desired quickly without dilemmas! Would certainly keep coming back once again
Could I obtain a motor auto loan following a repossession?
Yes, at Legacy Auto Credit we realize that a repossession is often the consequence of an uncontrollable occasion or situation. A number of our customers have experienced a repossession that is previous will likely be coming back their automobile into the bank whenever filing a bankruptcy or customer proposition.
Will this assist me personally build my credit?
Yes, if you will be making your instalments on time. Legacy Auto Credit reports your re re re payment history to Equifax month-to-month. In the long run with on time payments your rating will increase.
What exactly is In-House Financing/Leasing?
At Legacy Auto Credit we provide In-House Financing/Leasing. What this means is you pay us back that we provide the funds and then. We could have a look at your credit situation on a individual degree and determine your capability to produce payments even though you have bad credit. We result in the decision that is final the approval which leads to more approvals and better prices. Our rates of interest for Consumer Proposal and Bankruptcy clients begin at 7.99per cent oac on brand brand new automobiles.
Let’s say i have already been turned straight straight straight down before?
We see lots of people which have been formerly rejected because of a few reasons which may have included, bad re re payment history, maybe perhaps not sufficient time on the job, excessively financial obligation and income that is non-garnishable. With this In-House system we view your revenue, costs and debts that could be resulting in the change downs and supply you with answers to get you rebuilding and driving your credit.
I still qualify if I have filed a bankruptcy or consumer proposal, can?
Yes, at Legacy car Credit our In-House system is made for consumer and bankruptcy proposition clients. If you should be planning to file or have previously filed consequently they are maybe not discharged, it is possible to still be eligible for our low price in-house system. We make use of a few trustees whom see that individuals certainly provide low prices and want you to definitely flourish in rebuilding your credit. With you to secure a vehicle before filing so that you can be confident in returning your current vehicle that has too much negative equity, has too high of payment or doesn’t suite your needs anymore if you are about to file we will work. We additionally report your payments to Equifax which will surely help re-establish your credit history.
Did not see just what you had been seeking?
We’re Right Here To Simply Help
Our task would be to assist people who have bad credit get automotive loans at a cost point along with prices they are able to afford. Irrespective of your circumstances, it is well well worth trying and speaking to certainly one of our credit experts. Don’t let woeful credit get when it comes to living a much better life.